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Online Mortgage Calculator

Our online mortgage calculator enables you to easily calculate your mortgage payments, providing a clear overview of the payment amount and generating a visual schedule for your monthly repayments.

This tool offers detailed insights into your payment breakdown and total interest, allowing you to make informed decisions before even stepping into the bank.

dol.
%

Monthly payment:

9,964.3 dollars.

Overpayment:

58,714.8 dollars.

Total amount:

358,714.8 dollars

Payment date The remaining debt
on the loan
Payment
by interest
Payment
on a loan
Annuity payment
1 November 2024 300 000,0 3 000,0 6 964,3 9 964,3
2 December 2024 293 035,7 2 930,4 7 033,9 9 964,3
3 January 2024 286 001,8 2 860,0 7 104,3 9 964,3
4 February 2024 278 897,5 2 789,0 7 175,3 9 964,3
5 March 2024 271 722,2 2 717,2 7 247,1 9 964,3
6 April 2024 264 475,1 2 644,7 7 319,5 9 964,3
7 May 2024 257 155,6 2 571,6 7 392,7 9 964,3
8 June 2024 249 762,9 2 497,6 7 466,7 9 964,3
9 July 2024 242 296,2 2 423,0 7 541,3 9 964,3
10 August 2024 234 754,9 2 347,5 7 616,7 9 964,3
11 September 2024 227 138,1 2 271,4 7 692,9 9 964,3
12 October 2024 219 445,2 2 194,4 7 769,8 9 964,3
13 November 2024 211 675,4 2 116,7 7 847,5 9 964,3
14 December 2024 203 827,8 2 038,3 7 926,0 9 964,3
15 January 2024 195 901,8 1 959,0 8 005,3 9 964,3
16 February 2025 187 896,6 1 879,0 8 085,3 9 964,3
17 March 2025 179 811,2 1 798,1 8 166,2 9 964,3
18 April 2025 171 645,1 1 716,4 8 247,8 9 964,3
19 May 2025 163 397,2 1 634,0 8 330,3 9 964,3
20 June 2025 155 066,9 1 550,7 8 413,6 9 964,3
21 July 2025 146 653,3 1 466,5 8 497,8 9 964,3
22 August 2025 138 155,5 1 381,6 8 582,7 9 964,3
23 September 2025 129 572,8 1 295,7 8 668,6 9 964,3
24 October 2025 120 904,2 1 209,0 8 755,2 9 964,3
25 November 2025 112 149,0 1 121,5 8 842,8 9 964,3
26 December 2025 103 306,2 1 033,1 8 931,2 9 964,3
27 January 2026 94 374,9 943,7 9 020,5 9 964,3
28 February 2026 85 354,4 853,5 9 110,7 9 964,3
29 March 2026 76 243,7 762,4 9 201,8 9 964,3
30 April 2026 67 041,8 670,4 9 293,9 9 964,3
31 May 2026 57 747,9 577,5 9 386,8 9 964,3
32 June 2026 48 361,1 483,6 9 480,7 9 964,3
33 July 2026 38 880,4 388,8 9 575,5 9 964,3
34 August 2026 29 305,0 293,0 9 671,2 9 964,3
35 September 2026 19 633,7 196,3 9 767,9 9 964,3
36 October 2026 9 865,8 98,7 9 865,6 9 964,3

How to Use the Calculator:

  • Enter the property value, subtracting the initial down payment.
  • Select the interest rate (currently ranging from 7.5% to 12% annually).
  • Specify the loan term, either in years or months, depending on your preference.
  • Click the "Calculate" button to get results.

The trend of purchasing real estate through loans continues to grow year after year. Saving up the full amount for a property at today’s prices can be incredibly difficult. Even if you have sufficient savings, using a mortgage to finance your purchase might be more practical than spending all of your money upfront.

Investing in real estate is a reliable way to increase your capital. You don't have to focus only on new properties—there are many good deals in the secondary market that can help you secure a home.

Taking out a loan is a serious decision but can prove more advantageous over time. Owning your own home is often preferable to renting. With interest rates decreasing, and tools like mortgage calculators at your disposal, you can make better decisions when choosing a loan plan and financial institution.

Mortgage Interest Rates

The interest rate is a key factor when calculating a mortgage. Before visiting any bank, it's important to compare multiple offers to find the best rate for your situation.

Your monthly payments and the total interest you pay over time will depend greatly on the interest rate offered by the bank.

Advantages of Online Mortgage Calculations

This specialized tool offers several key benefits:

  • It helps determine the loan amount you can qualify for based on your income.
  • Provides a detailed payment schedule for the entire mortgage term.
  • Calculates total interest based on the selected interest rate.
  • Allows you to check whether the mortgage program includes early repayment options.

A mortgage calculator makes it easy to answer these important questions. To get started, try calculating a few real estate options that interest you. This will show how simple and effective the tool is for online mortgage planning, making it an essential resource for informed decisions.

We highly recommend using a mortgage calculator to plan your financing. Its intuitive and user-friendly interface serves as a reliable guide for making sound financial choices. Being well-prepared will give you a strong advantage when negotiating with banks.

Be sure to pay attention to details in your calculations, such as "Loan Payment," which includes both the principal and interest. Over time, the interest portion of your payments will decrease, while the amount applied to the principal will increase. This helps visualize how each payment reduces the loan balance and the interest paid.

Should you make an early repayment, the full amount will go toward reducing the principal, resulting in lower future monthly payments.